It's probably no surprise that nearly all buyers require financing for their home purchase. The real challenge today is not only getting the loan as it is in finding the loan that's right for you.
The time to start your loan search is before you begin looking at homes. After you've reviewed your loan options, you'll have a better idea of just how much home you can afford.
Starting early also gives you an edge when you offer to purchase a property, because most contracts will specify that you have to apply for financing within a certain amount of time, usually seven to ten days. Meeting with a lender in advance prevents your having to rush into a loan decision.
You'll also have an advantage with sellers, because an offer to purchase from a pre-approved buyer is more attractive to sellers who won't have to worry about whether you'll qualify for financing. It demonstrates to both you and the sellers that you have the financial strength to complete the purchase on schedule.
We have considerable experience and relationships with local lenders, and can suggest a number of lenders who offer a variety of loans with competitive terms and quality service. Your mortgage is as individual as you are, so take the time early on to match a loan to your particular needs.
We know and understand all the new and innovative finance methods available on the Treasure Coast of Florida. Why not give us a call at (772) 323-6996 or visit us on the web at www.GabeSanders.com. Our office is located at 2 N. Sewalls Point Rd. in Stuart, (Sewall’s Point) Florida; please ask for Gabe Sanders or Susan Maxwell.
Sunday, July 06, 2008
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